This website serves as a vehicle for financial independence. Individuals who wish to learn about personal finance will be provided with the tools required to build a stable financial future. This is a subject that we are not taught in school, or at least taught in great detail. Some people may be lucky to learn good financial habits from their parents; however, the majority of Americans struggle to make sound financial decisions.
The main goal of this website is to educate our student body here at Rutgers University about financial literacy. The purpose is to provide suitable information for students to manage their money, and to plan for the future. As an avid learner of this topic, I have read in great detail about financial planning, and I have also done similar projects in other classes. To some people, this topic can seem unimportant, boring or even unnecessary. Nevertheless, it is an affair that can greatly benefit and transform our lives. Everyone has a different socioeconomic background, but the fact is that no matter what your standard of living may be, being able to make fitting financial decisions is a life skill that will allow individuals to live better.
The images above were retrieved from Pixabay.com, a “copyleft,” and free-to-use website dedicated to providing all sorts of media without the copyright restrictions talked about in Lawrence Lessig’s book Remix. This is a great source for finding free-to-use images, and other types of shareable media. Lessig gives a great example about Youtube being the modern equivalent to the young people singing songs in the short story of John Philip Sousa, who saw technology (“the talking machine”) as threat to the artistic development of music/artists (p. 155). Similarly, copyright laws create restrictions and prevent people from sharing with the world and contribute to the evolution of culture. As a solution to this problem Pixabay serves as a Creative Commons organization that “enables the sharing and use of creativity and knowledge through free legal tools,” (creative commons.org).
The FinPro website will be comprised of different blog posts that will discuss different topics about financial literacy. We will cover emergency funds, developing financial goals, monitoring spending, managing debt, investing for the future and preparing for retirement. Every stage of life comes with different financial challenges, but we can overcome any difficulties that we are well prepared for. That is the key objective of this site: to empower students, prepare them for life’s financial challenges and create better lives.
Money-Grow 